***Personal Loans for Salaried Employees **ONLY FOR CHENNAI RESIDENTS***
Download the Monexo loan app and submit your personal loan application within 5 minutes.
You get a decision on the same day. Once you accept the loan offer, the loan is listed in the marketplace. Track the funding progress as investors keep funding your loan. The loan amount will be transferred directly to your bank account once its fully funded. Convenient and fixed monthly repayments start from the subsequent month.
Features
✔Loan Amount from Rs 50,000 to Rs 5,00,000
✔Loan Duration - 6 months to 36 months
✔Interest Rate - 12.98% pa to 30% pa depending on your credit score and our screening parameters
✔Monexo Fees - 2% to 4% of the loan charged at the time of disbursal
✔Monthly EMI to be paid by you on the 1st of every month.
Do note we currently don’t provide business loans or loans to self employed individuals.
Benefits
✔100% online process
✔No collateral required
✔No more standing in bank queues.
✔Pre-close your loan anytime
✔No paperwork
✔No hidden charges
Eligibility
✔Minimum take home salary above Rs 15,000 per month
✔Salary should be credited to your bank account
✔Minimum work experience of 3 months
✔Currently living in Chennai
Documents required
✔ID Proof - Aadhar card and PAN number
✔Income Proof - Last 2 months payslip and last 3 months bank account statement showing your salary credit
✔Residence proof: Mobile/landline/internet bill/credit card statement/LPG bill not older than 60 days from application date (any one)
With Monexo personal loan app, you can avail a loan for any purpose
✔Higher Education Loan
✔Debt Consolidation Loan
✔Home Renovation Loan
✔Medical Loan
✔Travel Loan
✔Wedding Loan
How does it work?
Download the Monexo Personal Loan App for free and apply for a personal loan anytime, anywhere within 5 mins in few simple steps.
✔ Verify your phone number & email address.
✔ Choose the loan amount and tenor according to your requirement.
✔ Scan or upload the required documents.
✔ Accept your loan offer to get your loan listed in the marketplace.
✔ Receive your loan amount in your bank account.
Download our personal loan app now & enjoy hassle-free borrowing experience.
***受薪雇员的个人贷款**仅适用于CHENNAI居民***
下载Monexo贷款应用程序并在5分钟内提交您的个人贷款申请。
你在同一天做出决定。一旦您接受贷款要约,贷款就会在市场上列出。跟踪投资进度,因为投资者继续为您的贷款提供资一旦资金充足,贷款金额将直接转入您的银行账户。方便和固定的每月还款从下个月开始。
特征
✔贷款金额从50,000卢比到5,00,000卢比
✔贷款期限 - 6个月至36个月
✔利率 - 每年12.98%至30%,具体取决于您的信用评分和我们的筛选参数
✔Monexo费用 - 在发放时收取的贷款的2%至4%
✔每月1日由你支付的EMI。
请注意,我们目前不向自雇人士提供商业贷款或贷款。
优点
✔100%在线流程
✔不需要抵押品
✔没有更多站在银行队列。
✔随时关闭您的贷款
✔没有文书工作
✔没有隐藏的费用
合格
✔最低收入高于每月15,000卢比
✔薪水应记入您的银行账户
✔3个月的最低工作经验
✔目前居住在金奈
需要文件
✔ID证明 - Aadhar卡和PAN号码
✔收据证明 - 最近2个月的工资单和最近3个月的银行账户对账单显示您的工资信用
✔证据证明:移动/固定电话/互联网账单/信用卡账单/ LPG账单自申请日期起不超过60天(任何一个)
使用Monexo个人贷款应用程序,您可以出于任何目的获得贷款
✔更高的教育贷款
✔Debt合并贷款
✔家庭装修贷款
✔医疗贷款
✔旅行贷款
✔婚礼贷款
它是如何工作的?
免费下载Monexo个人贷款应用程序,只需几个简单的步骤,即可在5分钟内随时随地申请个人贷款。
✔验证您的电话号码和电子邮件地址。
✔根据您的要求选择贷款金额和期限。
✔扫描或上传所需文件。
✔接受您的贷款要约,以便将您的贷款列入市场。
✔在您的银行帐户中收到您的贷款金额。
立即下载我们的个人贷款应用程序,享受无忧的借阅体验。